Hamdard University Bangladesh
Commercial Bank Management
Course Code: FIN 413
Credit Hour: 3
Course Group: Specialization Courses: Finance
An Overview of Banks and the Financial Services Sector: What is a bank? Bank roles; the services banks offer; Key trends.
Banking regulations: Banking Companies Act 1991.
The Organization and Structure of Banking and the Financial Services Industry: The organization and structure of the commercial banking industry; Alternative distribution channels; Efficiency concept in banking.
Establishing New Banks, Branches, ATMs, Telephone Services, and WEB Sites: Bank Chartering; Questions asked by regulators; choosing locations and designing new branch.
The Financial Statements of Banks and Their Principal Competitors: Banks’ balance sheets; Off-balance sheet items; The problem of book value accounting; Income statement; Funds-flow statement; Stockholders’ equity.
Measuring and Evaluating the Performance of Banks and Their principal Competitors: Evaluating a bank’s performance; Profitability ratios, measuring risk in banking; performance indicators; impact of size on performance.
Asset-Liability Management: Determining and Measuring Interest Rates and Controlling Interest-Sensitive and Duration Gaps; Asset-liability management strategies; Interest rate risk; Interest sensitive gap management; duration gap management.
The Investment Function in Banking: Money market investment instruments; Capital market investment instruments; Factors affecting the choice of investment securities; Expected rate of return; Yield curve.
Liquidity and Reserve Management: Strategies and Policies: Demand and supply of liquidity; Strategies for liquidity managers; Estimating liquidity needs; Factors in choosing among different sources of reserves.
The Management of Capital: The Many Tasks Capital Perform; capital and Risk; Types of Capital in Use; The Basel Agreement on International Capital Standards.
Textbook:
Rose S. Peter and Hudgins C. Sylvia (2008), Bank Management and Financial Services, 7th Edition, Mc Graw Hill.